Buildings insurance

Are you protected from the unexpected? If something happens to your home, will your buildings be covered? At Hastings Direct, we pride ourselves in providing our clients with comprehensive and affordable buildings insurance policies from insure.co.uk.

In the event of a storm, flooding or a fire, you need to have the confidence in your home insurance provider that ALL of your buildings are covered. So what do you need from a buildings insurance policy?

Firstly we need to establish what a buildings insurance policy will cover. These are things that fall under buildings insurance: Your house, all of your greenhouses and sheds that are on the same plot as your house and used for domestic purposes. This also includes central-heating oil tanks, gas tanks, septic tanks, hard tennis courts, fixed swimming pools, fixed hot tubs, fixed jacuzzis, fixed spas, terraces, patios, drives, paths, walls, fences, gates and landlord’s fixtures and fittings.

Now that we have established what needs to be covered we have to understand against what we need to cover our buildings against. This could be a wide variety of occurrences that include flooding, fire and smoke damage, earthquakes, lighting damage, falling trees or branches, telegraph poles or lamp posts, theft and even attempted theft.

It is so important to insure your home properly, but if you get a home insurance policy through Hastings Direct then there are discounted rates available on some of our other insurance policies that include your car and motorbike insurance policies, so why not let us provide you with a cheap and comprehensive buildings insurance policy?